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Some people may say that buying a home is a nightmare and it breaks the bank. However, with our passion to help families buy their forever home, we have put together a list of assistance that you may qualify for.

 

Contact us to get you a step closer to homeownership.

Downpayment Assistance is Available

Home of The Minimum Mid-FICO score 580 Grant funds

Explore your Downpayment Options

Reviewing Documents

100% FHA Down Payment Grant Funds

  • Minimum Loan Amount: $55,000

  • DPA Amount: Up to 5% Proceeds may be used towards for down payment and/or closing costs

  • Terms: Second Loan (Repayment or Forgiven)

Family At Church

1% Conventional Down Payment Grant Funds

  • Max LTV 97% 

  • Grant can cover up to the lesser of 2% or $4,000.00

  • Area Median Income Eligibility Requirement

Working from Home

One-Time Close Construction to Perm

  • VA  and Conventional Loan Only

  • Eligible for purchase and refinance

  • Primary residence only

  • After the first approval, no need to be reapprove

White House with Lights

100% USDA Closing Cost Grant Funds

  • Minimum Loan Amount: $55,000

  • DPA Amount: Up to 3.5% Proceeds may be used towards closing costs.

  • Terms: Second Loan (Repayment or Forgiven)

  • Rural County Eligible 

home keys

HomeReady SPCP Grant

  • Borrower's current primary residence must be located in an eligible census tract. Click more information with a verifiable address,  to verify if you are eligible.

  • $5,000.00 Grant Funds

  • Up to $500.00 towards a 1-year home warranty (if applicable)

  • $500 toward Appraisal Costs

Dancing at Home

Home Ready First Grant Fund

  • Borrower's current primary residence must be located in an eligible census tract. Click more information with a verifiable address,  to verify if you are eligible.

  • $10,000.00 Grant Funds

  • Up to $500.00 towards a 1-year home warranty (if applicable)

  • $500 toward Appraisal Costs

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Florida Hometown Heroes

  • Minimum Loan Amount: $55,000

  • DPA Amount: Up to $35,000 in down payment and/or closing costs.

  • Terms: Second Loan (Forgiven)

  • Military Veterans Qualifies

  • FHA, VA, USDA, Conventional

  • Grants funds must be available and offered at time of application

The New House

HomeReady or HomePossible

  • Max LTV 97%

  • 3% Down Payment

  • Area Median Income Eligibility Requirement

Moving Day

Minimum Mid-FICO Requirement

  • Each Down Payment Assistance and/or Closing Cost Grant Fund has a minimum mid FICO requirement.  Check to see if you are eligible by Clicking on More Information tab.

Pillar Mortgage Company, LLC #2501099

Headquarter:  Tampa, FL  33647-2754

 (Proverbs 9:1, Joshua 1:6) 

Copyright © 2023 Pillar Mortgage Company, LLC - All Rights Reserved.
 

DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice. *A pre-approval is not guarantee of a loan but serves as a useful tool when qualifying for a mortgage loan. Final loan approvals are contingent up additional factors.

WE ARE AN EQUAL HOUSING OPPORTUNITY

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